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Use the promo code TIDSAVE to save $10 at Travel Insurance Direct Australia. You will save even more on comprehensive travel insurance for you and your family.
Get a quote in three easy steps from Travel Insurance Direct. Use the promo code to then save $10 off that rate!
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Are you shopping for travel insurance? Save 10% off at Travel Insurance Direct when you enter promo code “TIDEGG2010″ at checkout.
If your insurance purchase is less than $100 you can use promo code “TIDTHANKS” to save $10 off. Choose the code that will save you the most on your travel insurance purchase.
These codes are considered an “Easter Special” at Travel Insurance Direct, so purchase now before they are no longer active.
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1Cover Insurance Company is an Australian insurance intermediary and agent of ETI Australia Pty. Ltd, a Mondial Assistance Group company. 1Cover offers basic low cost insurance for year round and temporary coverage. Allianz insurance company underwrites all 1Cover policies.
Good Points
1Cover basic insurance offers low cost coverage, 365 days a year and their comprehensive products cover injury, illness and medical evacuation, while traveling worldwide. This includes repatriation of remains and emergency dental expenses. Compare insurance benefits and annual premiums against other companies.
1Cover offers cheap insurance rates for Single Trip and include full medical coverage comprising medical care for illness, injury, medical evacuation and repatriation of remains. Some pre-existing conditions are covered.
1Cover’s Backpacker Holiday product is low cost insurance, which offers unlimited medical care, $2000 baggage and loss of some equipment up to 12 months. To find cheap insurance, compare insurance benefits and cost
1Cover Ski insurance includes medical coverage, Helicopter rescue, piste, avalanche and bad weather closure. Overseas or near home, the company’s 1-5 day insurance premium of $100 is a very affordable product. Repatriation of remains and out-of-pocket expenses for weather related cancellations provides more coverage than many other cheap insurance products.
1Cover Corporate Travel covers managers and employees during work related trips in or out of the country. Corporate insurance is rarely cheap insurance, but this product includes medical/hospital expenses, legal defense, ransom monies, substitute employee and replacement of lost business documents.
Bad Points
The low cost insurance policies from 1Cover are only available online.
Jimmy’s Comments
1Cover offers cheap insurance online and over 200,000 Australians have purchased low cost insurance for travel, home and car. To compare insurance policies when looking for cheap insurance, consider both benefits and cost. 1Cover has PDF copies of travel policies online, including summary of benefits and exclusions.
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Weekly Deal Roundup - May 22th, 2009
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Weekly Deal Roundup - May 15th, 2009
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Are you planning on traveling? Many people have forgone chances of travel and vacation because they fear that unpleasant things might happen to them while away from home. A huge percentage of travelers and vacationers today, however, take advantage of many travel insurance services to make sure that they are prepared for any problems that may occur while traveling.
I found a couple of travel insurance coupons online and would like to share them with you. Travel Insurance Direct lets you buy travel insurance directly from them and now they are offering 5% OFF any policies. Just enter the coupon code ARTOG on checkout.
Get your travel insurance here.
If you want more options to choose from, I also made a couple of travel insurance comparisons to help you better decide which policy is best for you.
Compare Travel Insurance here.
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Many backpackers ask what the best travel insurance for them is. They also wonder if they even need travel insurance at all since they are not booking expensive accommodation that might leave them open to losing a lot of money if they have to cut their trip short for some reason, such as a medical emergency. They also are under the mistaken impression that their medical expenses while on holiday will be covered by their regular health insurance provider, so there really is no need for supplemental travel medical insurance.
The purpose of this article is to shed some light on these questions and to re-emphasize that it is important to get travel insurance quotes for cheap worldwide travel insurance or overseas travel insurance.
First of all, your regular medical insurance may not be of any help in the event you are injured while on holiday. Often your medical insurance can only be used in your home country, and sometimes only in your local residential area, such as within 200 km of home. Very few medical insurance policies, especially those provided at low cost to students, will provide worldwide travel insurance coverage if you are out of the country on holiday. You need overseas travel insurance, and you should get multiple travel insurance quotes for this from a variety of places. To cover your medical expenses you will need to obtain an overseas travel insurance policy that contains a rider for emergency medical expenses for treatment you need in the foreign country and cheap worldwide travel insurance policies are available. You just have to get lots of travel insurance quotes from multiple sources.
This insurance is imperative for anyone traveling outside of their home country since many foreign countries will not provide any treatment at all without assurance that they are going to be paid. This could present major delays in getting proper medical treatment, not to mention the anguish of laying on a hospital gurney in pain while waiting for a family member to speak to the appropriate people and guarantee the payment of expenses.
Another coverage backpackers are going to need is emergency medical evacuation insurance. In short, this insurance will pay the expenses of flying you home for further treatment after you’ve been stabilized at the foreign hospital. There is nothing like having the comfort of familiar surroundings when you are ill or injured, and this kind of coverage will ensure that you get that.
If you are a physically active type of person who likes to “live on the edge,” you may want to add coverage for possible injuries sustained while engaging in “extreme” types of activities. These would include bungee jumping, skydiving, rock climbing, heli-skiing, and other sports not in the main stream of activities people partake in. Often regular travel insurance policies will specifically exclude these sorts of activities, and you’ll need to get a specific policy rider that covers them.
Finally, regardless of how expensive or how economical your holiday travels will be, everyone needs some sort of insurance to cover them at least for unforeseen medical expenses. You will also want coverage for circumstances such as lost luggage, if you need to fly to any of your destinations particularly, or emergency transportation home if you must return due to some family emergency.
Travel insurance is one of those things we hate to spend money on because we hate to even think that we may need it. But it is sure great to have it when a situation arises that causes us to depend upon it, and it’s certainly better to have it then than to be without.
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This is a question that has been asked by travellers worldwide and the answer is. Simple For whatever kind of travel insurance you need, (especially international travel insurance, worldwide travel insurance, or travel insurance Australia) and whether it be for emergency medical evacuation, trip cancellation, trip interruption, emergency medical expenses, etc., the Internet is the best place to start researching companies, policies and rates. All of the global travel insurance providers have easy to use online storefronts quoting rates for a whole range of products. There are also travel insurance comparison sites that will offer rate quotes from as many as 1,500 different travel insurance providers, worldwide.
When dealing with travel insurance providers via email or by toll-free phone number, be sure to question them about any special considerations that may apply in your case. For example, if you are a student trekking through Europe for the summer and doing your trip on a shoestring, perhaps all you require is medical-related coverage. There might well be special rates for your particular situation and you certainly want to know about them.
When comparing policies, especially for international travel insurance, worldwide travel insurance or travel insurance Australia, always make sure you are comparing apples with apples. What are the coverage limits for each policy? If one policy will pay out much higher limits for medical coverage and is only slightly more expensive, you might be better off going with that policy. If one policy covers emergency medical evacuation from your destination to your home country, while the other does not, again you may be better off paying a higher rate for the better cover.
Finally, never be afraid to enlist help in selecting the best travel insurance policy for your specific needs. If you are taking a trip that involves using a professional travel planner, often called a travel agent, let them do some of the work in locating the best cover for you. They can often secure the best rates for international travel insurance, worldwide travel insurance, or travel insurance Australia, by making the initial contact with the insurers, who they probably already have a working relationship with. They can then present you with the results of their research, leaving you with fewer options to consider in making your final decision.
Regardless of which company you go with, be aware that travel insurance is always a good idea and while we hate to part with money for something we don’t anticipate ever having to use, for the minimal cost involved, it is always worth the peace of mind of knowing that cover is there if you need it.
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There was a time when we just depended on our travel agents to procure the insurance for our trip. Many times the cover was bundled in with the tour or the cruise and usually the insurance was provided directly through the tour or cruise vendor.
Today, we are far more savvy consumers and understand that we are not necessarily getting the best deal for our money when we buy travel insurance in this manner. We are looking for the cheapest cover that will meet our specific needs, whether that is an Australia travel policy or worldwide travel insurance.
There are sites on the Internet, such as http://www.travelinsuranceguide.org.uk/, which will compare the cover offered and prices on up to 1,500 different types of travel insurance. Sites such as these can be used to obtain the cheapest travel insurance policy possible at a price you can afford. You can simply plug in the type of insurance you need, the various riders you may wish to have on that policy, such as a “extreme sports” cover or a larger than normal lost baggage allowance and let the website do its thing. It will return results that highlight those companies offering specifically what you need at the lowest possible price. There is no reason why a worldwide travel insurance policy can’t be obtained to suit just about anyone’s needs in this manner.
You can search for world travel insurance for a trip you are taking outside of your home country and receive details of only those companies that offer products for worldwide travel. One travel insurance policy is not the same as another and to get the cheapest, you need to shop around for a world travel insurance policy that meets your specific requirements.
The site also includes several handy guides for the traveller who may not know what specific cover they and why it may be a good idea to have one particular product and not another. For example, some travel insurance policies cover liability and collision occurrence while travelling overseas in a rental car. If you don’t plan on renting a vehicle or perhaps don’t even drive, such cover is unnecessary and you shouldn’t be paying for it.
This site also includes a guide to handy travel insurance terms, such as what is world travel insurance and how does it differ from a policy designed to cover you in your own home country? What does it mean when a policy says it excludes “pre-existing” conditions? It would be helpful to know if you were not going to be covered for medical expenses relating to a long-term heart condition while you are travelling. If that was the case and you were concerned, you could always make arrangements to take out a special policy rider that would include this pre-existing condition.
There are many tools available on the Internet today to help travellers secure the cheapest travel insurance that will meet their needs, while getting the best travel insurance for their money. Travel insuranceguide.org.uk is just one of them. Make use of all available resources to ensure you get value for your hard-earned money.
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Many people think that travel insurance is an unnecessary expense especially if they are taking a local trip in their home country and doing it on a shoestring.
Travel insurance, especially simple travel health insurance, is not very expensive. On the contrary, it is very expensive not to have it, especially if you are taken ill or have an accident while on holiday.
To obtain a good travel health insurance policy or even general travel insurance at a competitive price, you have to know what you are looking for. For example, you need to decide what type of traveller you are. Do you travel on a regular basis or only rarely? If on a regular basis, you may wish to consider an annual travel insurance policy, which will cover all of your trips for certain “perils” over a stated period of time. This is great for students, who may be involved with international travel as part of their university study program, such as an international business or a divinity course. It is also great for older folks, who are retired and doing a lot of travel in their leisure time. However, if you are only an occasional traveller, then an annual travel insurance policy will not be the best value for you as they are much more expensive than a single trip policy.
The things you want your single trip or annual travel insurance policy to cover will depend on the type of travel you do. If you are older, taking expensive trips, flying to multiple worldwide destinations in a year, staying in expensive hotels, etc., you will want a travel insurance policy that will cover much more than a simple travel health insurance policy. For example, you’re probably going to want travel interruption insurance in case you have to cut your holiday short for some reason, such as illness of a family member back home. You are also more likely to want lost baggage cover if you’re trip involves multiple flights.
To save money on your travel insurance, you should be a “savvy shopper” and carefully compare rates among several travel insurance companies to make sure you are getting the best rates for your particular situation.
Don’t be afraid to enlist help in this effort. There are insurance brokers who are experienced in finding you the best deals for the cover you need. They can also make you aware of possible options you didn’t even know you needed. Brokers are usually paid by the travel insurance company when you purchase a policy, so there is no charge to you for using their services.
If you book your travel through a professional travel planner or travel agent, they too can be of help in the effort to find the best deal.
Travel insurance is essential for just about any trip you may be contemplating, especially if your travel will take you out of your home country. Travel insurance is not prohibitively expensive, especially if you shop around for the best rates. Don’t leave yourself open to heartbreaking loss simply because you decided to forego this basic necessity. Get the insurance and the peace of mind it provides to let you relax and enjoy your holiday. After all, isn’t relaxation what holidays are all about?
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Do I really need travel insurance? Is travel health insurance truly necessary? These are the age old questions, and the answers are deceptively simple. No, you don’t need travel health insurance as long as you have an uneventful, mishap-free trip. When that’s not the case, however, you’ll rue the day you decided to forego it.
Travel health insurance is a good idea for just about any trip. If you are leaving your home country, it is an absolute necessity. Too often people take ill while on vacation and only then discover that their medical insurance from home will not cover their bills incurred while abroad. They are then faced with mountains of expenses and must often call upon family members to help out so that they can get at least emergency treatment abroad before being transferred back home.
People fall into a false comfort zone believing that all foreign countries will operate on the same rules as their home country. They assume that if they are hurt or sick, foreign hospitals will treat them without regard to cost. This is a fallacy, unfortunately, and the truth is that in many countries foreigners will not be treated in the hospitals or medical facilities unless they can present proof of their ability to pay. Without travel medical insurance to pick up the tab, often a significant delay will be encountered in receiving treatment while family members are contacted and someone is located who will guarantee the payment of medical bills.
Transfer back home is another area that can run up some hefty expenses. Suppose you suffer a serious injury while backpacking through Europe. Maybe you fall down a flight of steps while leaving a pub and break both of your ankles. Obviously it is going to be difficult for you to take a commercial airliner home since you will probably have pins and screws in both ankles and be unable to bear your weight on them for several weeks. You will need to be transferred home via private medical aircraft, and such a transfer can present a major expense – far more than you would believe and far more than you or your family may be able to pay. Travel medical insurance will often contain riders for this sort of thing, and with a guarantee of payment provided by the insurance company, obtaining transfer home after your surgery will be trouble-free. Without such coverage, you could wind up stuck in poor accommodation for as long as it takes to get you up on your feet and capable of travelling home by commercial airliner, which could amount to weeks.
With the ample availability of high quality travel insurance online, it is easy to do a travel insurance comparison either to obtain travel insurance online or at a brick and mortar travel insurance company. So there is no reason to take anything more than the most basic local trip without having at least some cheap travel insurance that includes the basic medical-related cover for your holiday trip. Just do your research including an online travel insurance comparison to obtain the best travel insurance online or elsewhere for your needs. You want to make sure you are getting the best deal for your money, and there should be no reason to ever take a trip again without having at least the basic insurance cover required to provide for your own peace of mind. Knowing you are insured, at least for the costly possible medical expenses, allows you to relax and enjoy your holiday worry-free. And isn’t relaxation the whole purpose of taking a holiday in the first place?
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Ski-insurance.com.au is a trade name for the parent company, 1Cover, one of the best-known direct travel insurance companies in Australia. As it operates as an agent for ETI Australia Pty. Ltd, Ski-insurance.com.au is a member of the Mondial Assistance Group, the world’s largest group of its type. Alianz Insurance Company is the underwriter for sports, holiday and ski travel insurance sold online by Ski-Insurance.com.au.
Good Points
Ski-Insurance.com.au online holiday travel insurance is a provider offering non-ski holiday insurance, sports insurance and ski travel insurance. It offers Pro Ski, ski insurance, which is designed by skiers. Ski travel insurance provides cover for domestic and international trips. Skiers must have comprehensive insurance cover to obtain a competition license from the Ski and Snowboard Association.
Ski-Insurance offers cover for holiday and business trips abroad, while holiday insurance for back-packers covers medical and equipment. In addition, there is sports insurance, which covers injury sustained during sports activities. People who need unlimited emergency medical assistance and hospital expenses cover do not need sports insurance.
Use the online quote tool to receive instant prices on all the policies offered by Ski-Insurance.com.au or to receive answers to questions online. Whether your trip is for fun, business or pleasure Ski-Insurance.com.au has a policy to fit your budget.
Bad Points
Only Pro Ski policies from Ski-Insurance.com.au offer current online printable discounts. Policies are only available online and telephone services are not provided 24/7.
Jimmy Comments
Holiday travel insurance brings peace of mind, so you can enjoy your trip. You only pay for non-covered medical/dental/hospital expenses, equipment or other non-cover items, which are lost, damaged or stolen.
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